Welcome to PinPay SoftCard

Military Personal
The SoftCard allows military personnel to receive and to transfer money to family members and friends quickly and securely at greatly reduced fees. They can pay bills, withdraw cash and load their card all at a local merchants stores. Online purchases, card-to-card transfers and bill pay are free. No bank account is required.

Foreign Workers and OFWs
The SoftCard allows a foreign worker and an overseas foreign worker (OFW), remittances and transfer of money to family members and friends both quickly and securely, at greatly reduced costs. Online purchases, card-to-card transfers and bill pay are free. No bank account is required.

College Student
With card-to-card transfer features, the SoftCard allows a college student to receive funds from family members or other sources, such as student loan agencies. It also provides a college student a means of managing their finances with the convenience of a card account and a secure PIN code, but no bank account is required.

Family Money Management
The SoftCard allows a family unit to allocate money among family members including teens. With the benefit of each cardholder having their own separate card account, and card-to-card transfer feature, the SoftCard can act as a budget manager service and an allowance distribution service.

Unbanked Individual
The SoftCard allows an individual the ability to purchase goods and services with a prepaid PIN debit card. In addition to the many online payment and money transfer services, they can transfer funds, pay bills, withdraw cash and load their card all at a participating local merchant's store. In many developing countries this is an extremely needed service.

Unbanked Merchant
The SoftCard allows a merchant the ability to expand their store services and operate with a modern secure electronic cash management account. They can transfer funds, pay bills, withdraw cash and manage their financial matters all online all without a bank account. In many developing countries this is an extremely needed service.

Associations and Organizations
The SoftCard allows Associations and Organizations the ability to use the bill pay services to collect dues and fees; the merchant-to-card transfer service to payout commissions and payroll; and to operate a modern secure electronic membership cash management account.

Payroll Services
The SoftCard allows employers the ability to use the merchant-to-card transfer services to pay earnings, bonuses, expense reimbursements, travel allowances, commissions and other payments to employees, agents, partners, independent contractors and others.

Financial Benefit Distributions
The SoftCard allows government agencies, businesses, non-profits and other entities the ability to use the merchant-to-card transfer services to pay benefits to individuals and other parties.

Corporate and Agency Payout Distributions
The SoftCard allows corporations and agencies the ability to use the merchant-to-card transfer services to pay single bills and regularly scheduled payments to recipients who hold a SoftCard or are a participating PINPAY merchant.